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Best Car Title Loans in Las Vegas, NV

Aug. 26, 2019, 5:03 p.m.

If you own a car and need immediate cash, a title loan is a short-term financial solution. You don’t need good credit to qualify, and same-day funds up to thousands of dollars are available. Our partners at ConsumerAffairs researched the best title loan companies in Las Vegas so you know where to apply and how this type of borrowing works in Nevada.

Everyone deserves to make thoughtful, informed purchase decisions. The local guides provided on this website are free for consumers. KTNV may receive compensation from our partners. Learn more.

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#1
RECOMMENDED
Speedy Cash

No clear title needed!

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#1 MOST POPULAR
Speedy Cash
Speedy Cash
Features
  • Loans up to $25,000
  • Any year, make or model
  • Clear title might not be needed
  • Available in Las Vegas
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#2
TitleMax
TitleMax
Features
  • Secured car/motorcycle title loans
  • Refinance your title loans
  • Fast and simple process
  • Available in Las Vegas
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USA Money Today
USA Money Today
Features
  • M-F: 9am - 5:30pm
  • Sat: 9am - 1pm
  • Closed Sun
  • usamoneytoday.com
Location
2550 S. Rainbow Blvd., Ste. E1
Las Vegas, NV 89146
(702) 489-5662
LoanMax Title Loans
LoanMax Title Loans
Features
  • M-F: 10am - 6pm
  • Sat: 9am - 2pm
  • Closed Sun
  • maximumtitleloans.com
Location
3240 E. Desert Inn Rd.
Las Vegas, NV 89121
(702) 267-9240
Advance America
Advance America
Features
  • M-Th: 10am - 7pm
  • F: 9am - 7pm
  • Sat: 10am - 3pm
  • Closed Sun
  • advanceamerica.net
Location
560 N. Nellis Blvd., Ste. E-5
Las Vegas, NV 89110
(702) 459-0724
American Title Loans
American Title Loans
Features
  • M-F: 10am - 6pm
  • Sat: 9am - 5pm
  • Closed Sun
  • americantitleloans.com
Location
2625 E. Desert Inn Rd.
Las Vegas, NV 89121
(702) 522-0422
CASH 1
CASH 1
Features
  • M-Sat: 8am - 9pm
  • Sun: 11am - 5pm
  • cash1loans.com
Location
209 W. Sahara Ave.
Las Vegas, NV 89102
(702) 889-0003
Prime Title Solutions
Prime Title Solutions
Features
  • M-F: 7am - 11pm
  • Sat: 7am - 6pm
  • Closed Sun
  • primetitlesolutions.com
Location
8929 Hand Painted Ct.
Las Vegas, NV 89149
(702) 623-1920
Nevada Express Title Loans
Nevada Express Title Loans
Features
  • M-F: 10am - 7pm
  • Sat: 10am - 4pm
  • Closed Sun
  • nevadaexpresstitleloans.com
Location
1514 S. Eastern Ave.
Las Vegas, NV 89104
(702) 487-7400
Turbo Title Loans
Turbo Title Loans
Features
  • M-F: 10am - 6pm
  • Sat: 10am - 2pm
  • Closed Sun
  • turbotitleloanllc.com
Location
2675 E. Flamingo Rd., Ste. 8
Las Vegas, NV 89121
(702) 489-8500

How to get a title loan in Las Vegas

Las Vegas skyline

A title loan in Las Vegas allows you to borrow funds for 30 to 210 days while the lender holds on to your vehicle’s title. For car owners who temporarily need an increase in cash flow, title loans have many benefits:

  • It’s easy to qualify. As long as you have an ID, vehicle and a clear title in your name, you’re nearly there. Good credit isn’t necessary. Depending on the lender, you might also need proof of insurance, proof of address or proof of some income.
  • Borrow significant money. Lenders may offer title loans up to the fair market value of the vehicle. Get cash fast. If you qualify, cash is often available on the same day.
  • Drive away in your car. During the loan period, you will continue to have your car.

Still, you need to exercise caution and think carefully before accepting a title loan. Any agreement comes with the risk of losing your vehicle if you can’t pay back the loan. And title loans are expensive: Nevada does not limit the interest rate lenders can charge, so the annual percentage rates (APR) are extremely high (e.g., 300 percent).

For these reasons, think about alternatives first, such as borrowing from a family member or friend, getting a loan from a bank or credit union or asking for extensions from creditors.

If you do decide a title loan is your best option, search for terms most favorable for your financial situation, and read any loan agreement carefully for information about due dates, charges and fees and how to make payments. Recognize that the shorter the term, the less you will pay in finance charges.

If you do find yourself in a situation where you can’t pay back the loan, Nevada does allow up to six 30-day extensions. To avoid this scenario and the extra costs you’ll incur, follow this simple rule: Only borrow what you can afford to repay.

Speedy Cash

Speedy Cash VISIT SPEEDY CASH

Speedy Cash offers title loans up to $25,000 in Las Vegas. Just bring your vehicle, clear title, proof of insurance, proof of address and a valid ID to any of over a dozen Vegas locations, and you’ll receive an instant lending decision. The company also offers motorcycle title loans. Customers in Las Vegas give Speedy Cash consistently strong reviews for its customer service at all area stores.

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TitleMax

TitleMax VISIT TITLEMAX

TitleMax, featuring competitive rates and superior customer service, is a leading title lending company in the U.S. Apply at any of the Las Vegas locations, and if you are approved, get same-day cash. TitleMax accepts applicants of all credit histories and vehicles of most makes and models. Customers like using the TitleMax Mobile App to check balances, see due dates and make payments.

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Our partners independently research and analyze the companies mentioned in our guides and work with subject matter experts to add valuable information that helps consumers make smart purchase decisions. Our partners will not include companies on these guides that do not meet specific quality standards. The compensation we receive from our partners may impact how and where companies appear on our site, including the order in which they appear.

Our partners independently research companies, and use editorial discretion to award companies with special recognition (i.e. Best Value) based on their staff’s judgment or subject matter expert’s judgment. Our partners do this to help you identify companies that will meet your specific buying needs, and do not receive compensation for these designations.