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Best Personal Loans in Las Vegas, NV

Aug. 15, 2019, 8:17 p.m.

Personal loans allow you to borrow up to thousands of dollars for any purpose and pay the money back over time. The lender you choose should have an easy application process, competitive rates and flexible repayment options. Our partners at ConsumerAffairs researched the best personal loans in Las Vegas so you know how to increase your financial flexibility.

Everyone deserves to make thoughtful, informed purchase decisions. The local guides provided on this website are free for consumers. KTNV may receive compensation from our partners. Learn more.

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#1
RECOMMENDED
Best Egg

Loans made fast & easy!

VISIT WEBSITE
CALL BEST EGG
(877) 850-2322
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#1 MOST POPULAR
Best Egg
Best Egg
Features
  • Loans from $2,000 to $35,000
  • U.S.-based, friendly customer service
  • Available in Las Vegas
  • BBB A+ rating
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VISIT WEBSITE
CALL BEST EGG
(877) 850-2322
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#2
FreedomPlus
FreedomPlus
Features
  • One fixed monthly payment
  • Available in Las Vegas
  • Loans up to $40,000
  • No pre-payment penalty
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VISIT WEBSITE
CALL FREEDOMPLUS
(800) 368-0061
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One Nevada Credit Union
One Nevada Credit Union
Features
  • M-F: 10am - 6pm
  • Closed Sat and Sun
  • onenevada.org
Location
6241 N. Decatur Blvd., Ste. 110
Las Vegas, NV 89130
(702) 457-1000
Navy Federal Credit Union
Navy Federal Credit Union
Features
  • M-F: 9am - 5:30pm
  • Sat: 9am - 4pm
  • Closed Sun
  • navyfederal.org
Location
6311 N. Decatur Blvd., Ste. 110
Las Vegas, NV 89130
(888) 842-6328
CASH 1
CASH 1
Features
  • M-Sat: 8am - 9pm
  • Sun: 11am - 5pm
  • cash1loans.com
Location
1995 N. Nellis Blvd., Ste. C
Las Vegas, NV 89115
(702) 413-0280
Sun Loan Company
Sun Loan Company
Features
  • M-Th: 8:30am - 5:30pm
  • F: 8:30am - 6pm
  • Closed Sat and Sun
  • sunloan.com
Location
4755 W. Flamingo Rd., Ste. B
Las Vegas, NV 89103
(702) 362-0578
OneMain Financial
OneMain Financial
Features
  • M: 8:30am - 5:30pm
  • T: 8:30am - 7pm
  • T: 8:30am - 7pm
  • Closed Sat and Sun
  • onemainfinancial.com
Location
2021 N. Rainbow Blvd., Ste. 101
Las Vegas, NV 89108
(702) 329-8684
Nationwide Acceptance LLC
Nationwide Acceptance LLC
Features
  • M-F: 9am - 5pm
  • Sat: 9am - 2pm
  • Closed Sun
  • nac-loans.com
Location
2250 S. Rancho Dr., Ste. 155
Las Vegas, NV 89102
(702) 457-7600
Flagstar Bank
Flagstar Bank
Features
  • M-F: 8:30am - 5pm
  • Closed Sat and Sun
  • flagstar.com
Location
870 W. Cheyenne Ave., Ste. 210
Las Vegas, NV 89129
(702) 352-1824
Omni Financial
Omni Financial
Features
  • M-F: 6am - 7pm
  • Sat: 10am - 4pm
  • Sun: 6am - 7pm
  • omnimilitaryloans.com
Location
6655 W. Sahara Ave.
Las Vegas, NV 89146
(800) 798-6664

How to choose a personal loan company in Las Vegas

Las Vegas skyline

Borrowers use personal loans in Las Vegas to lower credit card balances, pay medical bills, remodel a home, finance a move, get married or take a vacation. They’re popular because the interest rates are generally lower than on credit cards, and you can pay the loan back over an extended period.

There are different types of personal loans in Las Vegas:

  • Unsecured loans do not require the borrower to put up collateral but carry higher rates than a secured loan.
  • Secured loans require the borrower to collateralize the loan with an asset, like a car; interest rates are typically lower.
  • Personal lines of credit lend the borrower cash on an as-needed basis.
  • Co-sign loans have the guarantee of another borrower who is responsible for repaying the loan if the borrower defaults.
  • Debt consolidation loans combine multiple loans into a single monthly payment at a lower interest rate.

If you’re looking for a personal loan in Las Vegas, you’ll find no shortage of places to apply. Online lenders, banks and credit unions are all competing for borrowers.

Lender type Advantages
Online lender Online application; fast lending decision; quick electronic transfer of funds
Bank Personalized service; secured and unsecured loans
Credit union Lower credit requirements; lower interest rates

Each type of lender will look at your credit score to determine whether to lend to you, how much to offer and what interest rate to charge. Check your credit report before applying to make sure it doesn’t have errors that can adversely affect your qualifications.

Once you’re ready to apply, have these items handy:

  • Government-issued ID
  • Social Security number
  • Proof of income (e.g., pay stub)
  • Proof of address (e.g., utility bill)

Compare offers from different lenders before making a decision. Make sure you review all costs associated with the loan — not just interest, but also charges like an application fee, origination fee or prepayment penalty. After you sign for the loan, your funds will be ready for use as soon as the same day.

Best Egg

Best Egg

CALL BEST EGG

(877) 850-2322 VISIT BEST EGG

Best Egg is an online lender that has funded over $7 billion in loans for 500,000 customers. Apply for a personal loan from $2,000 - $35,000, and funds could be available in just one business day. Borrowers will find low and fair rates, easy-to-use online tools and friendly service. Best Egg has nearly perfect reviews from users, who love the easy application process, quick transfer of cash and helpful representatives.

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FreedomPlus

FreedomPlus

CALL FREEDOMPLUS

(800) 368-0061 VISIT FREEDOMPLUS

With a personal loan from FreedomPlus, you can borrow up to $40,000, set up your own payment date and make manageable monthly payments. This online lender has no hidden fees, looks beyond your credit score and protects your personal information. Get same-day approval and funds within 3 business days. Las Vegas customers have had good experiences using FreedomPlus and recommend it to others.

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Our partners independently research and analyze the companies mentioned in our guides and work with subject matter experts to add valuable information that helps consumers make smart purchase decisions. Our partners will not include companies on these guides that do not meet specific quality standards. The compensation we receive from our partners may impact how and where companies appear on our site, including the order in which they appear.

Our partners independently research companies, and use editorial discretion to award companies with special recognition (i.e. Best Value) based on their staff’s judgement or subject matter expert’s judgement. Our partners do this to help you identify companies that will meet your specific buying needs, and do not receive compensation for these designations.