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Best Mortgage Lenders in Las Vegas, NV

Aug. 15, 2019, 8:17 p.m.

Home prices in the Las Vegas metropolitan are rising and expected to continue to increase. From brand new single-family homes in Providence to luxury mid-rise condos in Fremont East, people are anxious to buy before they are priced out. Our partners at ConsumerAffairs reviewed the best mortgage lenders in Las Vegas to help you find the right financial partner to buy your new home.

Everyone deserves to make thoughtful, informed purchase decisions. The local guides provided on this website are free for consumers. KTNV may receive compensation from our partners. Learn more.

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#1
MOST POPULAR
AmeriSave

Close in as few as 25 days!

VISIT WEBSITE
CALL AMERISAVE
(866) 815-0655
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#1 MOST POPULAR
AmeriSave
AmeriSave
Features
  • Financed over 228,000 homes
  • Closing in as few as 25 days
  • Over $47 billion funded
  • Available in Las Vegas
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VISIT WEBSITE
CALL AMERISAVE
(866) 815-0655
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#2
HomeDirect
HomeDirect
Features
  • Keeps the servicing of the loan
  • Direct VA lender
  • Online mortgage calculator
  • Available in Las Vegas
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VISIT WEBSITE
CALL HOMEDIRECT
(888) 266-2249
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#3
Superior Mortgage Lending
Superior Mortgage Lending
Features
  • No origination or underwriting fees
  • Several loan programs available
  • Over 18 years in business
  • Specializes in first-time home buyers
Read More
Location
8867 West Flamingo Rd., Ste. 200
Las Vegas, NV 89147
(702) 507-4170
#4
One Nevada Credit Union
One Nevada Credit Union
Features
  • Save an average of $4,000 versus the competition
  • Rates as low as 4.375%
  • VA, FHA and conventional financing
  • Loan refinancing options
Read More
Location
5525 S Durango Dr.,
Las Vegas, NV 89113
(702) 457-1000
Five Star Mortgage
Five Star Mortgage
Features
  • M-F: 8:30am - 5pm
  • Closed Sat and Sun
  • fivestarmortgagelv.com
Location
9065 S. Pecos Rd., Ste. 200
Henderson, NV 89074
(702) 947-7827
FBC Mortgage
FBC Mortgage
Features
  • M-F: 8:30am - 5pm
  • Closed Sat and Sun
  • fbchomeloans.com
Location
6775 Edmond St., Ste. 210
Las Vegas, NV 89118
(866) 413-2563
Corridor Mortgage Group
Corridor Mortgage Group
Features
  • M-F: 8:30am - 5pm
  • Closed Sat and Sun
  • corridormtg.com
Location
8565 S. Eastern Ave., Ste. 174
Las Vegas, NV 89123
(410) 313-9900
Sun West Mortgage Company
Sun West Mortgage Company
Features
  • M-F: 8am - 5pm
  • Closed Sat and Sun
  • swmc.com
Location
10161 Park Run Dr., Ste. 150
Las Vegas, NV 89145
(866) 543-0380
Red Rock Mortgage
Red Rock Mortgage
Features
  • M-F: 9am - 5pm
  • Closed Sat and Sun
  • redrockmortgage.com
Location
810 S. Durango Dr., Ste. 105,
Las Vegas, NV 89145
(702) 320-9595
Residential Mortgage Services
Residential Mortgage Services
Features
  • M-F: 8am - 5pm
  • Closed Sat and Sun
  • rmsfunding.com
Location
3585 E. Flamingo Rd., Ste. 103,
Las Vegas, NV 89121
(702) 320-9595

How to choose a mortgage lender in Las Vegas

Las Vegas Skyline

Home prices are rising. Construction is booming. Infrastructure is improving. People are moving to Las Vegas in droves. The metropolitan area offers a wide variety of neighborhoods to meet every need.

Many families are drawn to the suburbs and master-planned communities like Skye Canyon and Summerlin, where family-friendly neighborhoods are planned around schools, parks and trails. Both communities have ranked as some of the fastest-selling master-planned communities in the country. Creatives seeking culture and community are flocking to fixer-uppers in the Arts District or Huntridge, where they can be at the heart of the action. Even those who long for open space and the small-town vibe of old Vegas can find ranch-style homes or open land in the underdeveloped southwest part of the valley.

Median home values in Clark County

City / Township Median home value
Henderson $323,300
Boulder City $318,800
Enterprise $298,500
Spring Valley $272,900
Las Vegas $269,400
North Las Vegas $251,600
Sunrise Manor $213,600

Source: Zillow Home Value Index

Regardless of where in the valley you’d like to live, odds are you’ll need a mortgage lender in Las Vegas to help you get there. With home values rising at a higher rate than wages, qualifying for a new home can be tricky — especially for first-time buyers without existing equity to put toward a down payment. Mortgage lenders can help you determine what type of mortgage loans or specialty programs you qualify for and which is the best option to pursue. Choices may include:

  • Conventional loans: These loans, uninsured by the federal government, are the most popular type of mortgages for homebuyers.
  • FHA loans: Insured by the Federal Housing Administration, these loans are for people with low or moderate incomes who can’t afford a substantial down payment.
  • VA loans: Guaranteed by the U.S. Department of Veterans Affairs, these loans help veterans and service members become homeowners.
  • USDA loans: Sponsored by U.S. Department of Agriculture, these zero-down loans are for houses in sparsely populated locations.
  • Jumbo loans: These loans are for higher-priced homes.

When considering different mortgage lenders, don’t be afraid to ask questions about how a company will communicate with you, how long the application process takes, what lender fees you’ll have to pay and what are the down payment requirements. Of course, interest rates are also important — the lower, the better.

Before you make your final decision, apply with several different lenders and compare Loan Estimates to get an idea of the total costs you’ll be paying for your mortgage.

AmeriSave

AmeriSave

CALL AMERISAVE

(866) 815-0655 VISIT AMERISAVE

AmeriSave has been in the industry since 2002. It offers a variety of loan types and programs, including fixed rate, adjustable rate, FHA and VA loans. About half of all customers close loans in about 25 days. Reviewers in Las Vegas enjoyed the online experience offered by the company, which they say made it easy to get through the application process.

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HomeDirect

HomeDirect

CALL HOMEDIRECT

(888) 266-2249 VISIT HOMEDIRECT

HomeDirect Mortgage’s automated online system, called HomeNow, guides you through the process from application to closing, giving you a direct line of communication with your loan officer. Prospective customers can find a number of useful calculators on HomeDirect Mortgage’s website for guidance. Las Vegas reviewers have nothing but good things to say about HomeDirect Mortgage, praising the application process and advice from loan officers.

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Superior Mortgage Lending

Superior Mortgage Lending

Superior Mortgage Lending is a Las Vegas-based broker that has been in the industry for 18 years. Customers can apply for conventional, FHA, VA, and jumbo loans. Reviewers in Las Vegas loved the customer service provided by a smaller company, and they felt the team was experienced and knowledgeable about financing options.

One Nevada Credit Union

One Nevada Credit Union

One Nevada Credit Union, based in Las Vegas, offers multiple programs for homebuyers, like VA, FHA and conventional financing. Customers can save an average of $4,000 on home loans with the company, One Nevada Credit Union says. Reviewers routinely praise the credit union for its friendly customer service, variety of mortgage loan options and low interest rates.

Our partners independently research and analyze the companies mentioned in our guides and work with subject matter experts to add valuable information that helps consumers make smart purchase decisions. Our partners will not include companies on these guides that do not meet specific quality standards. The compensation we receive from our partners may impact how and where companies appear on our site, including the order in which they appear.

Our partners independently research companies, and use editorial discretion to award companies with special recognition (i.e. Best Value) based on their staff’s judgement or subject matter expert’s judgement. Our partners do this to help you identify companies that will meet your specific buying needs, and do not receive compensation for these designations.