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Best Credit Repair Companies in Las Vegas, NV

Sept. 30, 2019, 4:06 p.m.

Bad credit impacts your ability to live the American Dream. It can stop you from qualifying for a car loan or mortgage, especially in a city with as competitive a real estate market as Las Vegas. For people with damaged credit, credit repair companies offer a second chance. Our partners at ConsumerAffairs researched the best credit repair in Las Vegas so you know which companies you can trust.

Everyone deserves to make thoughtful, informed purchase decisions. The local guides provided on this website are free for consumers. KTNV may receive compensation from our partners. Learn more.

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#1
Recommended
Credit Saint

Improve your credit!

VISIT WEBSITE
CALL CREDIT SAINT
(478) 845-6310
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#1 MOST RECOMMENDED
Credit Saint
Credit Saint
Features
  • 90-day money-back guarantee
  • 3 levels of service available
  • Personal advisor assigned to you
  • Available in Las Vegas
Read More
VISIT WEBSITE
CALL CREDIT SAINT
(478) 845-6310
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#2
Lexington Law
Lexington Law
Features
  • Assisted more than 500,000 clients
  • 10 million removals in 2017
  • Fraud alert & identity theft protection included
  • Available in Las Vegas
Read More
VISIT WEBSITE
CALL LEXINGTON LAW
(855) 620-5873
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#3
The Credit People
The Credit People
Features
  • Credit scores & reports included free
  • 32% avg. increase in credit score
  • Unlimited disputes
  • Available in Las Vegas
Read More
VISIT WEBSITE
CALL THE CREDIT PEOPLE
(877) 696-3650
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#4
CreditRepair.com
CreditRepair.com
Features
  • Personalized credit consultation
  • Work with expert credit advisors
  • Track your progress 24/7 in a handy app
  • Available in Las Vegas
Read More
VISIT WEBSITE
CALL CREDITREPAIR.COM
(833) 334-6899
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#5
Sky Blue Credit Repair
Sky Blue Credit Repair
Features
  • Analyzes your credit report for actionable fixes
  • Only $69 per month
  • 90-day money-back guarantee
  • Available in Las Vegas
Read More
VISIT WEBSITE
CALL SKY BLUE CREDIT REPAIR
(888) 751-6072
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#6
The Credit Pros
The Credit Pros
Features
  • Unlimited dispute letters
  • Pay per deletion
  • Consult a FICO-certified pro
  • Available in Las Vegas
Read More
VISIT WEBSITE
CALL THE CREDIT PROS
(844) 441-1397
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#7
Fast Credit Solutions
Fast Credit Solutions
Features
  • No upfront costs
  • One year of credit review & monitoring
  • Sign up online
  • Avoid bankruptcy
Read More
Location
1550 E. Sahara Ave.
Las Vegas, NV 89104
(702) 541-8215
#8
Community Credit Repair
Community Credit Repair
Features
  • Free consultation
  • Tax lien removal
  • Student loan options
  • Identity restoration services
Read More
Location
2350 S. Jones Blvd., Ste. 101
Las Vegas, NV 89146
(702) 591-4933
Credit Repair Today
Credit Repair Today
Features
  • M-F: 8am - 8pm
  • Closed Sat and Sun
  • myinvestmentsolution.com
Location
3753 Howard Hughes Parkway, Ste. 200
Las Vegas, NV 89169
(702) 664-1773
Fortress Credit Professionals
Fortress Credit Professionals
Features
  • M-F: 8am - 6pm
  • Closed Sat and Sun
  • fortresscreditpro.com
Location
9155 W. Flamingo Rd., Ste. 100
Las Vegas, NV 89147
(800) 475-7267

Credit repair in Las Vegas

Las Vegas skyline

Nevadans have an average credit score of 655. Only four states have a lower average credit score than Nevada. At the city level, credit scores range dramatically across the state – from 580 in the town of Wadsworth to 735 in Incline Village.

Average VantageScore Credit Scores for Clark County

City Credit Score
Logandale 711
Mesquite 710
Boulder City 700
Overton 688
Henderson 687
Bunkerville 678
Laughlin 664
Moapa 663
Jean 655
Las Vegas 647
North Las Vegas 629
Credit scores rounded to the nearest whole number.

Myriad things contribute to the below-average credit scores. The average Nevadan has 3.18 credit cards and an average overall balance of more than $6,000. Many families and businesses in Las Vegas are still in the process of rebuilding credit after the Great Recession and subsequent housing bubble burst in the late 2000s, which affected Nevada more than any other state.

Whatever its cause, bad credit isn’t something you have to live with forever. Credit repair companies abound with promises to help in Las Vegas. Their advertisements and flyers are commonplace around the valley. These companies can boost your financial health, but it’s important to remember they aren’t all created equally.

How to avoid credit repair scams in Vegas

In Nevada, credit repair companies – known officially as credit service organizations – are registered with the Division of Mortgage Lending under the Department of Business and Industry. While the division accepts complaints related to these companies, it does not license or directly supervise them the same way it does mortgage brokers or loan modification agents.

So, recommendations and reviews can go a long way toward ensuring people in Las Vegas are using a high-quality credit repair company and are avoiding credit repair scams.

Types of credit repair services in Las Vegas

Customers should also pay special attention to what services are offered. Here are some of the things credit repair companies can do for you:

  • Dispute negative marks that shouldn’t be on your credit report
  • Remove unsolved negative marks related to late payments, tax liens or repossession
  • Help settle debts
  • Restore your record after identity theft
  • Provide credit coaching and DIY advice

Federal law allows consumers to be proactive and challenge negative marks on their credit reports themselves. However, many people in Las Vegas find it less stressful and more cost effective to hire credit repair companies to manage these tasks for them. Depending on the circumstances of your credit report, the process of rebuilding your credit can take a couple of months or upwards of a year.

Credit Saint

Credit Saint

CALL CREDIT SAINT

(478) 845-6310 VISIT CREDIT SAINT

Credit Saint is a New Jersey-based company. Unlike many credit repair companies, they offer several different levels for customers to choose from based on their individual credit needs. This makes it an affordable option for customers, especially ones without extensive needs. Customers in Las Vegas praise the customer service and the company’s results.

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Lexington Law

Lexington Law

CALL LEXINGTON LAW

(855) 620-5873 VISIT LEXINGTON LAW

Lexington Law is a Utah-based national firm with a Las Vegas branch. They boast they removed more than 10 million negative items off credit reports in 2017. Reviewers in Las Vegas said they appreciated the professional service, but some people state they are unhappy with less-than-expected results.

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The Credit People

The Credit People

CALL THE CREDIT PEOPLE

(877) 696-3650 VISIT THE CREDIT PEOPLE

With over 310,000 unique credit reports processed by their team, The Credit People has thousands of satisfied customers. They offer low monthly pricing, free credit reports and an Unbeatable Satisfaction Guarantee. Customers praise the well-spoken and well-informed representatives who walked them through the process.

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CreditRepair.com

CreditRepair.com

CALL CREDITREPAIR.COM

(833) 334-6899 VISIT CREDITREPAIR.COM

Creditrepair.com is a Seattle-based company that fully embraces technology. In addition to offering direct services that repair damaged credit scores, the company’s online platform, mobile app and personal alerts empower people to take an active role in bettering their financial future. Reviewers in Las Vegas say the company was effective, but several people have had issues canceling the service.

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Sky Blue Credit Repair

Sky Blue Credit Repair

CALL SKY BLUE CREDIT REPAIR

(888) 751-6072 VISIT SKY BLUE CREDIT REPAIR

Sky Blue Credit Repair offers some of the most competitive prices in the market, especially for couples. The couples pricing here is equal to individual pricing at other national companies, but reviewers in Las Vegas say the quality isn’t compromised. The company is routinely praised for top-notch customer service.

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The Credit Pros

The Credit Pros

CALL THE CREDIT PROS

(844) 441-1397 VISIT THE CREDIT PROS

The Credit Pros is a young but fast-growing national firm based out of New Jersey. They offer one-on-one consultations and 24/7 access to an online portal that makes tracking progress easy. Having a FICO specialist at your disposal is a significant perk, but it comes with a steeper price than most credit repair companies.

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Fast Credit Solutions

Fast Credit Solutions

Fast Credit Solutions is a Las Vegas-based company that offers an enticing money-back guarantee. Reviewers in Las Vegas praise the company’s friendly staff and are relieved to be able to interact with the same person throughout the credit repair process rather than face a revolving door of company representatives.

Community Credit Repair

Community Credit Repair

Community Credit Repair is a Las Vegas-based option. Alongside their wide array of credit repair services, they emphasize education and financial literacy to ensure their customers continue down a path of good credit. Las Vegas reviewers report seeing significant credit score improvements within a few months.

Our partners independently research and analyze the companies mentioned in our guides and work with subject matter experts to add valuable information that helps consumers make smart purchase decisions. Our partners will not include companies on these guides that do not meet specific quality standards. The compensation we receive from our partners may impact how and where companies appear on our site, including the order in which they appear.

Our partners independently research companies, and use editorial discretion to award companies with special recognition (i.e. Best Value) based on their staff’s judgement or subject matter expert’s judgement. Our partners do this to help you identify companies that will meet your specific buying needs, and do not receive compensation for these designations.